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CHECKING

This is our schedule of account charges for the different types of personal checking accounts we offer. From time to time we may offer programs under which we may waive some of the fees described below.
 

 

Regular
Plus
Over 50
Minimum daily balance needed for no-fee $300.00
$2,000.00
$300.00
Initial deposit required to open the account $50.00
$2,000.00
$50.00

Monthly maintenance fee (If daily balance falls below the above minimum)

$4.00
$8.00
$5.00
Check writing privileges Unlimited
Unlimited
Unlimited
Variable Rate Account No
Rate determined weekly
Rate determined weekly
Interest Paid No
Monthly on statement cycle date
Monthly on statement cycle date
Tiered interest paid on account No
Yes
No
Free Standard Checks No
Yes
Yes

 

Other Fees:
NSF-Return
$30.00
Overdraft
$30.00
Copy of Check
$1.00/ea
Stop Payment
$30.00
Renewal of Stop Payment
$30.00

Account Research/Reconcilliation($5.00 min)

$20.00/hr
Check Printing
Varies w/Style
Replacement notebook (initial notebook free)
$5.00
ACH Returned Item
$30.00
Returned Deposited Item
$10.00
Checks included in Statement
$15.00
Business Checks included in statement
$25.00
Early Closing Fee (Within 90 Days of Opening)
$20.00
Dormant Checking Account Fee (After One Year)
$5.00/per month
Replacement ATM/Debit Card
$5.00
Reissue PIN
$1.00
Statement Copy
$1.00

Cash Non Customers Checks

<$300.00

>$300.00 = $1.00 per hundred per item

$3.00
Garnishment Fee
$50.00
Fax
$2.00/per page
Copies
$.25 per page

 

 

 

Telephone BankingTM
1-888-416-3384

   


Copyright� 2002 Ripley Federal Savings  Bank.   All rights reserved.