|
SAVINGS
Current rates
offered May 7, 2010
| |
Interest Rate |
|
APY* |
Minimum
Balance Required |
|
| CERTIFICATES |
|
|
|
|
|
| 182 Days |
0.50% |
Simple |
0.50% |
$2,500.00 |
|
| 12 months |
0.80% |
Compounded Quarterly |
0.80% |
$1,000.00 |
|
| 18 months |
1.00% |
Compounded Quarterly |
1.00% |
$1,000.00 |
|
| 24 months |
1.20% |
Compounded Quarterly |
1.21% |
$1,000.00 |
|
| 30 months |
1.40% |
Compounded Quarterly |
1.41% |
$1,000.00 |
|
| 36 month |
1.74% |
Compounded Quarterly |
1.75% |
$1,000.00 |
|
| 48 months |
2.00% |
Compounded Quarterly |
2.02% |
$1,000.00 |
|
| 60 months |
2.40% |
Compounded Quarterly |
2.42% |
$1,000.00 |
|
| 72 months** |
2.65% |
No Compounding |
2.65% |
$1,000.00 |
|
| 84 months** |
2.65% |
No Compounding |
2.65% |
$1,000.00 |
|
| SPECIALS |
|
|
|
|
|
| 35
month |
1.90% |
Single Maturity /Compounded
Quarterly |
1.91% |
$2,500.00 |
|
| IRA CERTIFICATE |
|
|
|
|
| 18 Months |
1.00% |
Compounded Quarterly |
1.00% |
$25.00 |
|
| Statement
Savings *** |
|
|
|
|
| $
0.00-$499.00 |
0.05% |
|
0.05% |
|
|
| $
500.00-$2,499.99 |
0.15% |
|
0.15% |
|
|
| $2,500.00-$4,999.99 |
0.25% |
|
0.25% |
|
|
| $5,000.00-$9,999.99 |
0.40% |
|
0.40% |
|
|
| $10,000.00
and higher |
0.50% |
|
0.50% |
|
|
| Passbook
Savings**** |
0.25% |
|
0.25% |
$10.00 |
|
| SOME
CD RATES & TERMS MAY BE USED AS AN
IRA
MINIMUM BALANCE
REQUIRED
SUBSTANTIAL
PENALTY FOR EARLY WITHDRAWAL
*
APY Annual Percentage Yield = Interest
left and compound for 1yr
** Interest
must be taken at least annually
***Fees
could reduce earnings
****The
Passbook Savings Account is no
longer being offered by Ripley Federal.The
posted rate is for existing accounts opened
prior to April 6, 2009
Interest
Rates are subject to change daily. Rates
quoted on this should not be assumed for
maturing accounts. Please Contact
our offices for current rates.
DEPOSITS
ARE FEDERALLY INSURED |
| |
|
