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Banking Information
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CHECKING
This is our schedule of account charges for the
different types of personal checking accounts we offer.
From time to time we may offer programs under which we may waive
some of the fees described below.
| |
Regular |
Plus |
Over 50 |
Minimum daily balance needed for no-fee
|
$300.00 |
$2,000.00 |
$300.00 |
Initial deposit required to open the account.
|
$50.00 |
$2,000.00 |
$50.00 |
Monthly maintenance fee
(If daily balance falls below the above minimum)
|
$4.00 |
$8.00 |
$5.00 |
Check writing privileges
|
Unlimited |
Unlimited |
Unlimited |
Variable rate account
|
No |
Rate determined weekly |
Rate determined weekly |
Interest paid
|
No |
Monthly on statement cycle date
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Monthly on statement cycle date
|
Tiered interest paid on account
|
No |
Yes |
No |
Free Standard checks
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No |
Yes |
Yes |
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Other Fees:
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NSF-Return Check |
$30.00 |
|
Overdraft |
$30.00 |
|
Copy of Check |
$1.00/each |
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Stop Payment |
$30.00 |
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Renewal of Stop Payment |
$30.00 |
Account Research/
Reconciliation
($5.00 minimum) |
$20.00
Per Hour |
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Check Printing |
Varies w/ Style |
Replacement notebook
(initial notebook free) |
$5.00 |
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ACH Returned Item |
$30.00 |
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Returned Deposited Item |
$10.00 |
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Checks included in
statement |
$15.00 |
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Business Checks
included in statement |
$25.00 |
Early Closing Fee
(Within 90 Days of Opening) |
$20.00 |
Dormant Checking Account
Fee (After One Year) |
$5.00
Per Month |
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Replacement ATM/Debit
Card |
$5.00 |
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Reissue PIN |
$1.00 |
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Statement copy |
$1.00 |
Cash Non Customers
Checks <$300.00
(>$300.00=$1.00 per hundred per
item) |
$3.00 |
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Garnishment Fee |
$50.00 |
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Fax |
$2.00
Per Page |
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Copies |
$.25
Per Page |
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Checking
